Tag Archives: Credit Cards

Mastering the Art of Credit Card Hygiene

Vital Insights Regularly wiping down your credit cards and tucking them away properly shields them from premature damage. Maintaining a germ-free card surface helps curb the transmission of unwanted microbes and viruses. Embracing contactless payments and digital wallets can drastically reduce the number of surfaces your card encounters. Though credit cards are surprisingly resilient against… Read More »

Creative Ways to Handle Old and Expired Credit Cards

Key Insights to Keep in Mind Shutting down a credit account might dent your credit rating by trimming your credit history and bumping up your credit utilization ratio. Choices for managing outdated cards include downgrading, upgrading to unsecured versions, or leaving the card active for infrequent purchases. Expired debit and credit cards can be safely… Read More »