Unlocking the Secrets to Adding a Vehicle to Your Insurance Plan

Key Insights to Remember Bundling multiple cars under a single insurance contract often unlocks substantial savings compared to holding individual policies for each automobile. To incorporate a new ride into your existing coverage, expect to submit details like the vehicle’s VIN, registered owner info, safety specs, desired coverage type, estimated usage, and financing or leasing… Read More »

Unlocking the Potential of SBA Microloans: A Fresh Perspective

Essential Insights at a Glance Up to $50,000 can be obtained through SBA microloans. Primarily aimed at uplifting minority-owned businesses. Applications must be processed via authorized community-centric lenders. Small loans capped at $50,000, funded under the umbrella of the U.S. Small Business Administration, are what SBA microloans offer. Targeting often overlooked groups — including female… Read More »

Navigating Auto Insurance with a Suspended Driver’s License: What You Need to Know

Owning a car becomes trickier when your driver’s license is suspended, especially when it comes to securing reasonably priced insurance. Although you might be tempted to skip insurance while grounded, holding onto even a bare-bones policy can soften the blow a suspension deals to your long-term car expenses. During this period, specific filings like an… Read More »

Untangling Realtor Commissions and Fees in Colorado’s Housing Market

Traditionally, when parting ways with your property, the bill included paying commission not only to your own real estate agent but also to the buyer’s representative. Splitting a combined fee that usually hovered around 5 to 6 percent of the home’s final sale price between the two agents represented a substantial chunk of change. Currently,… Read More »

Decoding Closing Costs in Oregon: Who Foots Which Bill?

Jumping into the Oregon real estate market, whether as a buyer or seller, means encountering the inevitable reality of closing costs. These expenses hover around a modest 0.9% of the property’s final sale price statewide. For instance, the median home value in Oregon as of September 2023 stood at $502,000. That translates into closing costs… Read More »